I think this will work..
=IF(AND(OR(D1="2 YEARLY",D1="5 YEARLY"),A10),"IN","OUT")

"simon" wrote:

What I want to achieve is:

IF text in cell D says either '2 yearly' or '5 yearly'
AND
Cell A contains any number other than 0
then
insert Text: 'IN' into cell E.
otherwise
insert Text 'OUT' into Cell E.


thanks in anticipation...
SS