If you set up your spreadsheet exactly as you want it, then save it as
normal (just as a backup), then delete all the values and cells that
change each month, then save it as change the file type to template.
Then close it.
To re-use the template, select File New and browse to your template. A
copy will be presented, and you can save that as a normal file, your
template won't be changed.
Regards
Mike
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