Additionally, when opening the properties on the quick launch, the
following path appears: C:\Documents and Settings\wf63135\Application
Data\Microsoft\Excel\XLSTART... but when I open the wf63135 file, I do
not see a "Application Data" file.

Lastly... if I save anyting to the "Personal" workbook, the next time I
open Excel... whatever data I saved within the "Personal" workbook will
appear when I open Excel (... because "Personal" opens every time I
start Excel).

Many thanks.