Try this example:
D2: =OFFSET(D2,-1,-3)

Does that help?

***********
Regards,
Ron

XL2002, WinXP-Pro


"Peaceful Wisdom" wrote:

I have a cell that references the row above it and three columns to the left.
If I insert a row, the reference changes to two rows above. How can I stop
this, and have it stay at one row above? Thanks.