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vezerid
 
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Default XIRR with non contigous cells

Tomek,
try to use an extra sheet. In there use =Sheet1!A1 and copy for three
rows and two columns. Immediately down use =Sheet1!A100 and repeat.
Then use your XIRR(). Back in Sheet1 use ='Helper Sheet'!cell number
with XIRR().

Change the names of the sheets as necessary, enclosing sheet name in
single quotes if it contains space.

HTH
Kostis Vezerides