This make the 3rd and final time I will post this question before giving up.

Is there a way to change the default Border, Font Color, and Cell
Background Color in Excel? The drop downs for each of these items on the
Formatting Bar are defaulted to Underlined, Red, and Yellow respectively.

You can change them obviously, however when you close Excel and open it
again they have defaulted back to the above settings.

Is there a way to change the defaults, either in the registry, user
profile, or otherwise.

Any help including a "it is not possible" response, will be greatly
appreciated.

Thanks.