I think that I have had the same problem using INDIRECT as you, where
the data inside the quotes (!C5 in your example) is not modified when
inserting rows or copying and pasting. I solved this by filling column
A with the ROW() function. You then need to replace "!C5" with "!C"&A5.
If the formla is then copied to row 6 for example, the reference
becomes "!C"&A6 whereas "!C5" would remain "!C5".
Hope this helps.
Rob
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