I'm not sure if this would be beneficial, so I would need help to understand
whether a userform is better than a spreadsheet for allowing individuals to
enter data, and then performing calculations and generating a results page.

Second, if the userform is the best way to go, is it difficult to covnert a
spreadsheet (with some YES/NO option buttons and a list box and lots of data
fields) to a userform without having to re-write alot of code? I'm using
Excel 2000.

Thanks.