wrote:
In F1 =IF(E145,45,IF(E1<45,E1,"NSF"))
In G1 =IF(F1<45,"NSF",IF(E1425,380,(E1-45)))
In H1 =IF(E1425,(E1-425),"NSF")
Where NSF = Non Sufficient Funds

And all this time I thought my bank was notifying me of a gift from the
National Science Foundation. :-))