Well Claus, that made my head explode! It is WAY above my understanding or level of competence!
The info is actually in columns (Last Name, First Name, Address, City/State/Zip). I could use concatenate to make a text string out of them but the rest of that scares the beejeebus out of me. Maybe I'll duplicate the file and experiment with what you suggested. Nothing to lose, right? :)
THANK YOU - all who have responded - you are the best!