Looks like you need to get the 85 choices from the third sheet back into the
second sheet
next to the numbers in A2 to A86
you could then enter a vlookup function in say D1
such as =VLOOKUP(Sheet1!A23,A2:B86,2,FALSE)

i.e in english
this will look for the value in sheet1 A23 and find the same value in the
table on sheet 2 A2:B86
then it will pick the numer in the second column of that table.

--
Greetings from New Zealand
Bill K
"Bill R" wrote in message
...
The workbook contains three sheets. The formula needs to be in the 2nd
sheet
and it needs to pull a factor from a possible 85 choices located in
(B2:B86)
in the 3rd sheet. The choices are numbered 1 Thru 85 in the first column
(A2:A86) in the 2nd sheet. These factors are for Credit Disability rates.
The
correct one to use is determined by the term of the loan which I need to
pull
from the 1st sheet in the workbook. The term of the loan will match the
number in the 1st column next to the correct factor in the 2nd column.
What
would be the correct formula to use? I'm stumped. Thanks.