Okay, my problem is as follows:
A1=10
A2=5
In D1, the formula is:
=IF(A1=A2,"Nothing Owed",(A1-A2)&" needs to be paid.")

At the moment, D1 says "5 needs to be paid.", but I want it to say "$5.00
needs to be paid." How do I change the formula? (All cells are designed to
show as currency.)

Thanks so much, I just can't seem to make it work!