Hi Grace,
You are probably the person who can help yourself the most with
a Google Web search, whether you use Advanced or any kind of search bar.
http://www.google.com/advanced_search?hl=en
http://www.google.com/search?q=amortization%20excel

and/or a Google search of newsgroups, you might even stick in
the name of your country if not the US
http://groups.google.com/advanced_search
http://groups-beta.google.com/advanced_search
http://groups-beta.google.com/groups...q=amortization


It is even rumored in these newsgroups that if you were to type in
amortization into your EXCEL Help search wizard that you might come up
with decent answers.

In any case the best answers usually come about by asking after during some
of your own research first, so you can ask exactly what you need.l.
---
HTH,
David McRitchie, Microsoft MVP - Excel [site changed Nov. 2001]
My Excel Pages: http://www.mvps.org/dmcritchie/excel/excel.htm
Search Page: http://www.mvps.org/dmcritchie/excel/search.htm

"Grace period formula" <Grace period wrote in message
...
ANybody can help?