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Default loan amortization schedule - skiped months

The loan amortization schedule template skips a month. It only gives you 11
months in one year. But, it is figuring extra interest for the skipped month.
Why does it do this, and how do I get 12 months figured in correctly? On a 6
year note, it leaves out 6 months - one for each year. I need a simple
answer. Thanks.
 
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