Mortgages are much more difficult to get
 

It's just so terrible! with the sub-prime mortgage market causing all
this finincial chaos and the huge leap in forclosure rates in the last
12 months or so.

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at http://www.best-homeloans.com Be sure to see
http://www.best-homeloans.com/FHA-Secure-Loan.html
if you are in the US and facing forclosure!