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Default Time Value of Money

I have a number which increases each year by 3% at a certain date. What cell
entry can I input to have this number increase automatically per year
dependant upon that date.

For instance, I have a # 2532, which increases by 3% every year on September
2. How can I plug this date into the equation so that the # automatically
increases every September 2 in my spread sheet?



Thank you,
Philip
 
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