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Default Mortgage calculator: finish date?

I have a mortgage calculator which calculates the outstanding amount on a
daily basis. This gives me a huge column of figures, which eventually turns
negative somewhere around the middle, depending on how much I am repaying!

I would like to put a single cell at the top of the spreadsheet which
identifies the 'Mortgage Liberation Day" by referencing the cell where the
outstanding balance drops below zero.

I've tried VLOOKUP, but can't seem to get the formula right. Any help will
be much appreciated! - Column A is entirely formatted as dates, and column F
is the outstanding balance.
 
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