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Default 2003 Excel regarding commissions

I have a couple questions.

I am creating a spreadsheet to do commissions.

First: If A3 is less than $1 I want 0, but if over $1 to calculate at 5% of
A2
Second: Then I need if A3 is less than 5% of A2 I need a 4% calculation of
A2.

 
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