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Default if, if/and, Vlookup...What to do

I am trying to find out net income. in D5 I have the gross income and in G5
is where the net pay should be listed. The following are the various tax
brackets along with the percentage it needs to be multiplied against to give
net pay. I can't figure out what formula to use.

0.00 37,106.00 79.85
37,106.01 40,970.00 75.85
40,970.01 65,345.00 68.85
65,345.01 74,214.00 67.02
74,214.01 76,986.00 64.61
76,986.01 81,941.00 60.59
81,941.01 127,021.00 56.59
127,021.01 53.59

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