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Default formula help

hi i'm trying to calculate charges at different rates according to the
criteria in various cells, but i'm not getting very far. example column A
contains a stock figure column B contains stock to be received figure &
column C contains type of stock to be received either a Y or a blank. what i
need is if C contains "Y" charge B at 0.05 per unit regardless of what is in
A. but if C is blank charge B at 0.025 per unit but only if A is greater than
0. hope that all makes sense & i haven't over complicated what i want to do.
any help would be appreciated.
 
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